**The Parable of the Talents in Relation to the Second Coming**
The Parable of the Talents is often widely misunderstood, primarily because of the modern English meaning of the word talent. Today, talent commonly refers to a natural aptitude, skill, or ability. For instance, when we say, “he possesses more talent than any other player,” we are referring to an individual’s innate or developed ability in a particular field. However, this contemporary understanding does not reflect the original meaning of the term as used in the Scriptures. This misunderstanding has led many to interpret the Parable of the Talents, found in Matthew 25:14–30, as a lesson about spiritual gifts or personal abilities. In reality, the biblical talent—from the Greek τάλαντον (tálanton)—has nothing to do with innate skill or spiritual endowment.
In Greek, tálanton referred to a unit of weight, not an ability. It could denote the scale of a balance, a balance itself, or a pair of scales (as in Homer). More specifically, it was used to measure silver or gold, and its value was considerable. According to lexicons, one silver talent was worth approximately 6,000 denarii, roughly equivalent to twenty years of wages for a laborer. It was not a coin but a weight of metal, typically around seventy-five pounds. The term could also refer to the scale or balance used for weighing. Therefore, in the parable, talents signify something entrusted to one’s care that carries great value and responsibility, emphasizing the stewardship required of those entrusted with such precious resources.
When the Messiah spoke this parable, He was not discussing natural aptitude or spiritual gifts such as prophecy or tongues. Rather, He was illustrating the proper use and management of the **knowledge of the Kingdom of God**—the divine wisdom revealed through His teaching and entrusted to His disciples. Just as a master entrusts his servants with his property during his absence, so the Messiah entrusts His followers with understanding, truth, and responsibility during the time preceding His return. The parable, therefore, is an **eschatological warning**—a lesson about stewardship and accountability in anticipation of the **Second Coming**.
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### The Parable of the Talents in Relationship to the second coming and the judgement seat
**Matthew 25:14–30 (NKJV)**
**Verse 14 –**
> “For the kingdom of heaven is like a man traveling to a far country, who called his own servants and delivered his goods to them.”
The *man traveling to a far country* represents the Messiah ascending to heaven after His resurrection. The *servants* are His disciples, and the *goods* symbolize the divine knowledge, the “keys of the kingdom of heaven” (Matthew 16:19). These keys are not mystical powers but **understanding**—the capacity to unlock the meaning of the Scriptures and to reveal the purpose of The Deity’s plan. The Messiah, before departing, entrusted this understanding to His servants for safekeeping and use. The phrase *“his own servants”* emphasizes that these are not strangers; they are covenant servants, already in a relationship of loyalty and trust.
**Verse 15 –**
> “To one he gave five talents, to another two, to another one--to each according to his individual capacity; and then started from home..”
Each servant receives a different measure of responsibility—*according to his own capacity.* The distribution is not arbitrary. The Master, representing Christ, knows the capacity of each servant to handle the entrusted knowledge. The talents, being weights of silver, represent quantities of valuable truth. The servant given five talents possesses greater capacity for understanding and teaching, while the one given two or one has less. Yet all are entrusted with something. The emphasis is not on equality of amount, but on **faithfulness with what is given**. The Master’s departure signifies the present age in which Christ is absent bodily, testing the fidelity of His servants until His return.
**Verse 16 –**
> “Then he who had received the five talents went and traded with them, and made another five talents.”
This servant represents the faithful steward who actively applies the knowledge entrusted to him. “Trading” does not signify expanding the Kingdom itself—which does not yet exist—but refers to preaching, teaching, and sharing the knowledge of the Kingdom with others. The increase in talents symbolizes growth in the congregation or the number of followers who respond to the message, rather than the establishment of the Kingdom. By diligently applying and communicating the truths given to him, the servant extends the influence of the knowledge, producing tangible results in this present age. The growth of understanding and engagement among others demonstrates faithful stewardship, showing that while the Kingdom itself remains future, its truths can have real, measurable effects now.
**Verse 17 –**
> “And likewise he who had received two gained two more also.”
The second servant, though entrusted with less, shows the same diligence and faithfulness. He also invests and doubles his portion. The key point is that his success is measured not by the quantity received, but by his **proportional faithfulness**. Both servants achieve a 100% increase. This reveals that The Deity does not judge based on how much knowledge one originally possesses, but on how one uses it.
**Verse 18 –**
> “But he who had received one went and dug in the ground, and hid his lord’s money.”
The third servant, unlike the others, does nothing with his trust. To *dig in the ground* and *hide the money* symbolizes neglecting the divine knowledge—concealing it through fear, indifference, or laziness. He neither studies nor teaches it. The truth becomes buried beneath the soil of worldly concerns. His failure is not ignorance, but inactivity. He knows what is expected, yet refuses to act. This represents those who possess the knowledge of the Kingdom but fail to share or apply it.
**Verse 19 –**
> “After a long time the lord of those servants came and settled accounts with them.”
The *long time* points to the extended period between the Messiah’s ascension and His Second Coming. The *settling of accounts* refers to the judgment—when every servant will give an account of his stewardship. This corresponds with several passages: “For the Son of Man will come in the glory of His Father with His angels, and then He will reward each according to his works” (Matthew 16:27). Likewise, Paul affirms, “We must all appear before the judgment seat of Christ” (2 Corinthians 5:10). The judgment will not be for the world at large, but specifically for the Master’s servants—those who claim to serve Him.
**Verse 20 –**
> “So he who had received five talents came and brought five other talents, saying, ‘Lord, you delivered to me five talents; look, I have gained five more talents besides them.’”
The servant joyfully reports his gain, showing confidence born of faithful stewardship. He acknowledges that the knowledge entrusted to him was not his own but given for responsible use. The increase of talents illustrates that he actively applied and shared this understanding with others. Spiritually, this represents a disciple who diligently teaches and communicates the truths of the Kingdom, resulting in the growth of the congregation or the number of followers, without suggesting that the Kingdom itself currently exists.
**Verse 21 –**
> “His lord said to him, ‘Well done, good and faithful servant; you were faithful over a few things, I will make you ruler over many things. Enter into the joy of your lord.’”
The commendation “Well done, good and faithful servant” reflects divine approval at the judgment. The few things are the temporary responsibilities in this present age—stewarding and sharing the knowledge of the Kingdom. Being made ruler over many things refers to authority in the age to come as co-rulers with Christ, when the faithful will participate in the administration of the world under the Messiah. The joy of your lord signifies fellowship with the Master and the reward for faithful stewardship, acknowledging the disciple’s diligence in teaching and increasing the number of followers who embrace the knowledge of the Kingdom, without implying that the Kingdom itself currently exists.
**Verse 22 –**
> “He also who had received two talents came and said, ‘Lord, you delivered to me two talents; look, I have gained two more talents besides them.’”
The second servant’s report mirrors that of the first, even though he was entrusted with a smaller portion. Both are commended for their faithful stewardship, demonstrating that praise is based on diligence rather than the amount received. The principle is clear: The Deity evaluates success not by the size of the opportunity, but by the faithfulness with which each servant applies and shares the knowledge entrusted to them.
**Verse 23 –**
> “His lord said to him, ‘Well done, good and faithful servant; you have been faithful over a few things, I will make you ruler over many things. Enter into the joy of your lord.’”
The same words of approval—“Well done, good and faithful servant”—are given to both the five- and two-talent servants. While their commendation is identical, the scope of authority or responsibility they will receive in the age to come is proportional to the faithfulness with which they applied and shared the knowledge entrusted to them. This demonstrates that in the final judgment, there is no favoritism: all servants are equally praised for diligence, but their future stewardship corresponds to the extent of their faithful action.
**Verse 24 –**
> “Then he who had received the one talent came and said, ‘Lord, I knew you to be a hard man, reaping where you have not sown, and gathering where you have not scattered seed.’”
The unfaithful servant begins with an accusation rather than an explanation. His words reveal a distorted perception of his Master’s character. To call the Master *a hard man* signifies a heart estranged from understanding. He views the Lord’s expectations as unreasonable and unfair. Spiritually, this represents those who, instead of reverently fearing The Deity, harbor resentment and mistrust. The servant’s words suggest that he sees no profit in laboring for one who, in his view, demands results beyond what is given. Such reasoning reflects the excuses of those who neglect divine truth, claiming that the requirements are too severe or the expectations too high.
**Verse 25 –**
> “And I was afraid, and went and hid your talent in the ground. Look, there you have what is yours.”
Fear is his excuse. Instead of using the entrusted knowledge, he conceals it. Fear here is not reverent awe but **paralyzing distrust**. He admits that the talent belongs to the Master, yet he does nothing with it. Returning it untouched demonstrates spiritual stagnation. He neither increased his understanding nor shared it. He represents those who hear the word but fail to apply it, content merely to retain it without growth.
**Verse 26 –**
> “But his lord answered and said to him, ‘You wicked and lazy servant, you knew that I reap where I have not sown, and gather where I have not scattered seed.’”
The Master’s response exposes the servant’s hypocrisy. Calling him wicked and lazy identifies moral fault, not intellectual shortcoming. If the servant truly believed his Master was demanding, that belief should have motivated diligent effort, not sloth. The Lord’s statement does not admit injustice but reveals that the servant’s own reasoning condemns him. The phrase you knew implies accountability to his own understanding.
**Verse 27 –**
> “‘So you ought to have deposited my money with the bankers, and at my coming I would have received back my own with interest.’”
Even minimal effort would have yielded some return. To *deposit with the bankers* figuratively means to engage at least in minimal sharing or participation—allowing the knowledge to circulate through others. This highlights that complete inaction is inexcusable. Spiritual truth, like currency, is meant to be used, circulated, and invested. The least one could do is to contribute to others’ understanding, even if indirectly.
**Verse 28 –**
> “‘So take the talent from him, and give it to him who has ten talents.’”
The loss of the single talent represents the removal of understanding from those who neglect it. Truth unused becomes truth lost. Meanwhile, those who have demonstrated diligence receive more. This is the principle of spiritual increase: *“For whoever has, to him more will be given, and he will have abundance; but whoever does not have, even what he has will be taken away”* (Matthew 13:12). The faithful continue to grow in knowledge, while the negligent regress into darkness.
**Verse 29 –**
> “‘For to everyone who has, more will be given, and he will have abundance; but from him who does not have, even what he has will be taken away.’”
This universal principle applies to knowledge, wisdom, and understanding. Those who actively engage with divine truth gain deeper insight; those who neglect it lose even the basic comprehension they once possessed. This dynamic mirrors both natural and spiritual law: exercise strengthens, neglect decays.
**Verse 30 –**
> “‘And cast the unprofitable servant into the outer darkness. There will be weeping and gnashing of teeth.’”
The final judgment of the unprofitable servant is exclusion. Outer darkness symbolizes the complete absence of divine fellowship—the separation from the joy of the Lord and the enlightenment of truth. The weeping and gnashing of teeth signify regret and anguish, not arbitrary punishment. The servant is not condemned for lack of knowledge, but for refusing to use the knowledge that was entrusted to them—the truths of the Kingdom of God.
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### Eschatological Implications
The Parable of the Talents directly connects to the **Second Coming of Christ**, as shown by its placement within Matthew 24–25, the great eschatological discourse. Immediately following the parable, the Son of Man is depicted as coming in His glory to judge the nations (Matthew 25:31–46). The parable thus serves as a **warning to disciples** that their stewardship of divine knowledge will be audited when the Master returns.
This parallels several passages emphasizing judgment according to works:
* **2 Timothy 4:1** – “The Lord Jesus Christ will judge the living and the dead at His appearing and His kingdom.”
* **2 Corinthians 5:10** – “We must all appear before the judgment seat of Christ.”
* **Matthew 16:27** – “He will reward each according to his works.”
* **Matthew 24:45–47** – “Blessed is that servant whom his master, when he comes, will find so doing.”
The parable is therefore not about the *gifts of the Spirit*—which are temporary aids for the ecclesia—but about the **responsible management of divine knowledge**. The talents symbolize **truths of the Kingdom**, entrusted to the servants for propagation. The faithful are rewarded with greater understanding and participation in the coming age, while the unfaithful are excluded for their negligence.
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### Modern Analogy: Divine Accounting
The Parable of the Talents can be compared to **modern bank management and accounting**. The Master is like a principal investor entrusting large sums of capital to his financial managers. Each manager receives a portion corresponding to his competence. The faithful managers study the markets, invest wisely, and double the principal. The negligent manager, fearing loss, locks the funds in a vault—preserving the principal but yielding no growth.
When the investor returns to audit the books, the diligent managers are rewarded with higher authority, while the negligent one is dismissed for unproductive stewardship. Similarly, divine truth is capital entrusted to believers. It must not be hoarded but **invested**—shared, taught, and lived. The Deity expects a return, not in silver or gold, but in **fruitful understanding and righteous conduct**. Those who multiply the truth through teaching and example will share in the joy of their Master at His coming. Those who bury it in the ground of apathy will face the loss of even their limited insight.
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### Conclusion
The Parable of the Talents is not about artistic skill, personal aptitude, or spiritual gifts. It is a solemn lesson in **divine stewardship and accountability**, centered on the use of **the knowledge of the Kingdom of God**. The *talents* represent valuable truth entrusted to the disciples of Christ. Each believer is a steward, responsible for studying, applying, and sharing that truth until the Master returns.
When the Messiah appears in His glory, He will “settle accounts” with His servants. Those who have invested the knowledge faithfully will enter the joy of their Lord, being granted greater authority in the age to come. Those who have neglected or concealed it will lose even what they have and be cast into outer darkness. The parable, therefore, stands as both a promise and a warning: **the faithful stewards of knowledge will reign with the Master, while the negligent will be found unprofitable at His coming.**